00563naa#a2200169#i#450# EN\\bibl\8269 20260325053832.3 2308-8877 20151210b2015####ek#y0engy0150####ca RUS RU The calculation of insurance rates health insurance Journal article Voronezh FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov 2015 4 с. Journal article local Arslanova Ralina anni.editorum.ru